This “second-wave” market crash had better be well underway by now. Finally getting my tax refund—we’re talking 2018 income!—in some two weeks, and I’d like to get my money’s worth.

You’re disappointing me, Wall St. (No surprise there. That said, I’m not exactly in a hurry.)

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Sales coming up. (Literally—in Belgian stores—and metaphorically.) I'm some 30% cash now. (Mostly new savings. I don't sell very often, and when I do, prices typically rise for months still.)

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